Key Terms
asset and liability management
financial
Asset and liability management is the ongoing process of matching what a company or bank owns (assets, like loans or investments) with what it owes (liabilities, like deposits or debt) so cash needs, interest changes and risks stay in balance. Think of it as managing a household where you time paychecks, savings and mortgage payments to avoid shortfalls; for investors, good management means steadier earnings, lower risk of losses and stronger solvency.
liquidity risk management
financial
Liquidity risk management is the process a firm uses to make sure it can meet its cash needs—pay bills, satisfy withdrawals, and fund operations—both day-to-day and during market stress. It matters to investors because poor management can force asset sales at low prices, cause missed payments or regulatory action, and quickly erode shareholder value; think of it like a household emergency fund and plan that prevents a sudden cash shortfall from becoming a crisis.
funds transfer pricing
financial
Funds transfer pricing is an internal bookkeeping method banks and financial firms use to assign the cost and benefit of money between their lending and deposit-taking units, similar to charging rent between departments for shared resources. It determines which business lines get credit for attracting deposits or pay for using funds, so it directly shapes reported unit profitability, product pricing and management incentives—information investors use to judge a firm’s true earnings and risk profile.
hedging
financial
Hedging is a way to protect an investment or future cash flows by taking an offsetting position or using a financial tool so that losses in one place are reduced by gains in another, like buying insurance for a car. It matters to investors because it can lower the chance of big losses and make returns more predictable, though it often comes at a cost and can limit upside gains.
financial planning and analysis
financial
Financial planning and analysis is the ongoing process companies use to create budgets, forecast future revenues and costs, and evaluate actual performance against those plans. Think of it as a company’s financial roadmap and compass — it shows where management expects the business to go, flags variances from the plan, and supports decisions about spending, investments, and risk. For investors, strong FP&A provides clearer signals about likely cash flow, profitability, and management’s ability to execute strategy.
artificial intelligence
technical
Artificial intelligence is the ability of computers and machines to perform tasks that typically require human thinking, such as understanding language, recognizing patterns, or making decisions. For investors, it matters because AI can enhance efficiency, uncover new insights, and enable smarter strategies, potentially impacting the value and performance of companies that develop or utilize this technology.
FIS:
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Global financial technology leader FIS® is celebrating multiple award wins that recognize the strength and breadth of its solutions that support the world’s money lifecycle, particularly when money is in motion or at work.
TMI has awarded FIS the Best Risk Management Solution and Best Cash & Treasury Management Solution at the 2026 TMI Awards for Innovation & Excellence. This marks the eighth time and seventh year in a row that FIS received the Best Cash & Treasury Management Solution recognition from TMI. FIS has also been positioned as a Leader in the IDC MarketScape: Worldwide AI-Enabled Enterprise Treasury and Risk Management Applications 2025-2026 Vendor Assessment (US53006225, December 2025), and as a Category Leader in all six quadrants of the Chartis Asset and Liability Management (ALM) Solutions, 2025 Quadrant Report.
J.P. James, Head of Treasury and Risk at FIS, said: “We believe these awards and recognitions illustrate FIS’ ongoing commitment to investing and innovating in solutions that help ensure organizations have the liquidity to move money and manage risks effectively. In the face of rising payment fraud costs, increasing risk and market volatility, organizations rely heavily on treasurers’ expertise to safeguard liquidity, maintain compliance and protect essential assets. We will continue to unlock financial technology that enables financial institutions and businesses of all sizes to manage money as it moves through the global economy – when it’s at rest, when it’s in motion, and when it’s at work.”
Treasury and Risk Management Recognition
The IDC MarketScape noted that among FIS’ strengths is its breadth across treasury, risk, and accounting, managed bank connectivity and messaging, and payments hub for corporate payment factories.
Furthermore, the IDC MarketScape noted that FIS offers a structured path to AI-assisted operations: ML forecasting in TRM and the Neural Treasury initiative provide a governed route to predictive insights and logged automation rather than ad hoc experiments.
Balance Sheet Management Leadership
The Chartis report, evaluated capabilities across asset and liability Management (ALM), liquidity risk management (LRM), funds transfer pricing (FTP), capital and balance sheet optimization, hedging and risk management and financial planning and analysis (FP&A). This recognition underscores FIS’ commitment to providing modern, cloud-based technology that empowers financial institutions to manage risks effectively and unlock growth.
FIS Balance Sheet Manager is part of a broader FIS solutions ecosystem, including FIS Climate Risk Financial Modeler, FIS Enterprise Risk Suite, and FIS treasury solutions (Quantum and Integrity edition).
About FIS
FIS is a financial technology company providing solutions to financial institutions, businesses, and developers. We unlock financial technology to the world across the money lifecycle underpinning the world’s financial system. Our people are dedicated to advancing the way the world pays, banks and invests, by helping our clients to confidently run, grow, and protect their businesses. Our expertise comes from decades of experience helping financial institutions and businesses of all sizes adapt to meet the needs of their customers by harnessing where reliability meets innovation in financial technology. Headquartered in
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For More Information
Kim Snider, 904.438.6278
Senior Vice President
FIS Global Marketing and Communications
[email protected]
Source: Fidelity National Information Services
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